Homebrewers Association | AHA Forum

General Category => Homebrew Clubs => Topic started by: josephmcateer on June 25, 2014, 06:14:26 pm

Title: Insurance
Post by: josephmcateer on June 25, 2014, 06:14:26 pm
In the newest Zymurgy, it is stated that the AHA is going to allow clubs to sign up for insurance. Can anyone provide me with more information? Thanks!
Title: Re: Insurance
Post by: theDarkSide on June 25, 2014, 06:29:34 pm
Crispy posted this on Facebook back on June 18th

Christopher Frey The AHA still needs to finalize some details as does the agent, but I am hopeful the details will be forthcoming in 30 days or so.

So I bet details will be coming soon...
Title: Re: Insurance
Post by: AmandaK on June 26, 2014, 12:37:48 am
Subbed.
Title: Re: Insurance
Post by: SiameseMoose on June 26, 2014, 01:23:12 am
In the AHA member meeting in Grand Rapids, Crispy (and the agent, can't remember the name) indicated that the insurance would be general and alcohol policies, and is expected to be $3.50 per member per year. I believe the company is Cincinnati Insurance. I, for one, as the current president of my club, am eagerly awaiting further details. We currently insure the club (meaning officers) and our events for more than 10X that price.
Title: Re: Insurance
Post by: Bruce B on June 26, 2014, 06:47:48 pm
Yeah the $3.50 per a member price that Crispy announced would end up being about $300.00 less a year than what we're paying for all of our insurance as well.  Kudos to those that were able to get this program lined up.  Looking forward to it getting rolled out.
Title: Re: Insurance
Post by: Chad Haatvedt on June 30, 2014, 11:28:05 am
My club is interested in the insurance too.  How will the word get out?  We really look forward to this, and are thankful that it will be offered.
Title: Re: Insurance
Post by: Bruce B on June 30, 2014, 12:15:32 pm
It's been a pretty important topic for the past few years. I'm betting a post to the forums here, a write up on the AHA website, and possibly an email blast to the AHA Membership.
Title: Re: Insurance
Post by: reverseapachemaster on June 30, 2014, 02:02:34 pm
I definitely expect the AHA will broadcast the final details thoroughly. The more clubs that sign up will make it easier to negotiate the price downward on the policy renewal.
Title: Re: Insurance
Post by: deathrider on July 17, 2014, 12:27:13 am
Our club is also looking forward to this awesome offer by the AHA. Hoping to hear about it soon!
Title: Re: Insurance
Post by: Gary Glass on July 23, 2014, 03:19:49 pm
It is official, the AHA has a signed agreement with West's Insurance, which is now providing a package of General Liability ($1M/$3M) and Liquor Liability ($1M/$3M) insurance for AHA Registered homebrew clubs, covering meetings and events with up to 1000 attendees. The cost to clubs is just $3.50/member (paid in one lump sum to West's).  The initial enrollment deadline is September 1, though clubs will be allowed to enroll at various times following that deadline.  The program is dependent on getting enough clubs signed up by September 1 for the underwriter to justify moving forward, so we are hoping to have several clubs enroll before the deadline.

We have a post on HomebrewersAssociation.org: http://www.homebrewersassociation.org/news/american-homebrewers-association-rolls-out-homebrew-club-insurance-program/.

Details on coverage can be found on the West's Insurance website at http://westinsurance.com/homebrew-home.html.  Questions about the coverage should be directed to West's, as they are the experts on this program.

The AHA has opted not to receive any financial compensation from the program, as we wish to keep the enrollment cost low and maximize the number of clubs that can take advantage of this great insurance product.  There was clearly a need for an affordable, nationwide insurance option for clubs that includes liquor liability and we are very please to assist clubs in meeting that need.

Cheers!
Gary
Title: Re: Insurance
Post by: deathrider on July 24, 2014, 11:33:43 pm
Great News! Thanks AHA and Gary!
DOZE
Title: Re: Insurance
Post by: bonjour on July 27, 2014, 03:31:25 pm
I highly encourage clubs to take advantage of this.
This IS the real deal, and has been a long time coming. 

Please Try to sign your club up before the September 1 enrollment.

Thanks

It is official, the AHA has a signed agreement with West's Insurance, which is now providing a package of General Liability ($1M/$3M) and Liquor Liability ($1M/$3M) insurance for AHA Registered homebrew clubs, covering meetings and events with up to 1000 attendees. The cost to clubs is just $3.50/member (paid in one lump sum to West's).  The initial enrollment deadline is September 1, though clubs will be allowed to enroll at various times following that deadline.  The program is dependent on getting enough clubs signed up by September 1 for the underwriter to justify moving forward, so we are hoping to have several clubs enroll before the deadline.

We have a post on HomebrewersAssociation.org: http://www.homebrewersassociation.org/news/american-homebrewers-association-rolls-out-homebrew-club-insurance-program/.

Details on coverage can be found on the West's Insurance website at http://westinsurance.com/homebrew-home.html.  Questions about the coverage should be directed to West's, as they are the experts on this program.

The AHA has opted not to receive any financial compensation from the program, as we wish to keep the enrollment cost low and maximize the number of clubs that can take advantage of this great insurance product.  There was clearly a need for an affordable, nationwide insurance option for clubs that includes liquor liability and we are very please to assist clubs in meeting that need.

Cheers!
Gary
Title: Re: Insurance
Post by: shockerengr on July 30, 2014, 05:18:18 pm
Will further details be provided prior to Sep 1?  A number of aspects are still vague.  It's not clear to me at least who counts as a member and how the membership number is to be calculated.  As that's directly tied to the cost, it seems important to be defined.
Title: Re: Insurance
Post by: denny on July 30, 2014, 05:58:22 pm
Will further details be provided prior to Sep 1?  A number of aspects are still vague.  It's not clear to me at least who counts as a member and how the membership number is to be calculated.  As that's directly tied to the cost, it seems important to be defined.

Agreed.  I'm a bit concerned about the lack of info so close to the deadline.  After our club Executive Committee meets and formulates their questions, I'm gonna directly email Luke at West.
Title: Re: Insurance
Post by: dbeechum on July 30, 2014, 06:06:34 pm
Will further details be provided prior to Sep 1?  A number of aspects are still vague.  It's not clear to me at least who counts as a member and how the membership number is to be calculated.  As that's directly tied to the cost, it seems important to be defined.

Every physical body that is part of the dues paying structure. (e.g. member or each person in a family member) is counted.
Title: Re: Insurance
Post by: kramerog on August 07, 2014, 02:59:49 pm


Details on coverage can be found on the West's Insurance website at http://westinsurance.com/homebrew-home.html.  Questions about the coverage should be directed to West's, as they are the experts on this program.


Actually, no details are found there and my request for coverage information from this past weekend has not been responded.
Title: Re: Insurance
Post by: bonjour on August 07, 2014, 03:28:51 pm


Details on coverage can be found on the West's Insurance website at http://westinsurance.com/homebrew-home.html.  Questions about the coverage should be directed to West's, as they are the experts on this program.


Actually, no details are found there and my request for coverage information from this past weekend has not been responded.

Drew summed it up nicely
Every physical body that is part of the dues paying structure. (e.g. member or each person in a family member) is counted.
Modify message


Make an honest assessment based on this and you should be good.  If you don't have dues  a body count is needed, Note that typical attendance at a meeting is 40-60% of membership and will vary by club.
Title: Re: Insurance
Post by: reverseapachemaster on August 07, 2014, 04:20:23 pm
Make an honest assessment based on this and you should be good. 

That's not a great standard to set for acquiring insurance coverage designed to shield a club from what could be six or seven figures of damages.