I'm in Panama City and have the same problem. The coldest I can get my wort is around 80 degrees. I rack it off into a large rubbermaid tub ( i can fit two 6 gallon carboys in it), fill it with ice water and salt. This does the trick in a couple hours. I've tried prechillers to no avail. This method has proved very successful for me. Around $1.50-3.00 in ice ( I can get 20lbs for $1.50)and I can get the wort down to 60-65 and pitch my yeast all in the same day, which I like doing. Then I stick it in the fermenter and, voila! I usually try to ferment around 60-62, to reduce off flavors. The summers here are brutal!