Yeah, we're an LLC and we keep our money in a corporate trust. If you break the corporate veil (for instance by using corporate money as personal money) then even if you're set up as an LLC, you can still be held personally liable.
Be careful here. Breaking the corporate veil is a legal term set aside for when a judgement or a preceding pierces the veil. Like most legal things, there is a factor test involved that guides a judge into actually deciding whether or not to do it. Using the corporate bank account as your personal bank account is certainly a factor that will be counted against you but I've never heard of any case law, at least in my state, where it was the only
factor. There are something like 10-12 other factors.
This also really depends on your state. In Illinois for instance, our LLCs are seen as pretty strong and it is very rare for liability to pass through unless the managers were already doing something illegal. But your state may very.
I'm not a lawyer but I'm married to one. And a different lawyer is one our founding partners (and a manager of our LLC). And as alluded to in the other posts, starting an LLC for a business dealing in the alcohol industry is a very good idea.