I'm actually lucky enough that SWMBO spends way more money on me than herself. The closet is in a spare room that no one goes to and has a fan so it's actually one of the coolest places in the house. I've been doing a trial run with the tub and frozen water bottles and will go with that this time, but I may not have to worry too much. We've had a crazy unusual cool front come in that shows no signs of leaving, and the closet has been sitting at a nice 67* for about a week. Thanks for all the help everybody.
That's still on the edge of too warm. the fermentation will bring the temp up 5-10 degrees so the wort at height of activity will be in the mid to upper 70's which is pretty warm.