Yeah, for those of you who haven't been through this process before (I've totaled out a few vehicles) the word "totaled" means it's a "total loss" to the insurance company - The repairs would be more than 70% of the value of the vehicle. Or in other words, it's cheaper for them to negotiate a cash settlement than it is to repair the damage and pay for a rental.
As you can imagine, this is very easy to do on a unibody vehicle, or one in which multiple airbags have been deployed. In my case, the buyback is about $175, so this Jeep will live on as someone's trail rig or be parted out. Once the unibody is toasted, I wouldn't put it back on the road. Some people straighten them, but if you look at the "frame rails" on these it's a pretty sketchy affair.
The other guy was driving what appeared to be a late-model Audi. Hard to tell afterwards, though. It looked real bad, but fortunately nobody was hurt.