I would recommend having both. Your hydrometer will be able to accurately check your FG. A refractometer does not accurately read FG when there is alcohol present, you have to make a rough adjustment to compensate or find an online conversion tool. Therefore, I prefer to use a refractometer on brew day and as the fermentation progresses, I use the hydrometer. Occasionally, I use both to make sure my calibrations are in line with each tool.